Best Ira Cd Rates May 2024. We’ve rounded up the best ira cd rates available based on apy and available term lengths. Bankrate compares thousands of financial institutions to make it easy for you to apply for the best certificate.
But you can still earn a 4.50% apy, or something in that vicinity, if you shop around. Compare the best cd rates today, drawn from our research on about 280 banks and credit unions that offer cds nationwide.